We are the industry leader in helping defined benefit plans develop investment policies via asset allocation and asset-liability studies. We strongly believe in strategic (i.e., long-term) asset allocation. Our philosophy is to develop a specific, fundamentally sound investment “game plan” for your total investment program. Key considerations include:

• Risk tolerance
• Investment time horizon
• Capital market opportunities
• Diversification
• Asset-Liability considerations

The policy development process also identifies the most appropriate investment structure, including the number and types of managers, the mix of active and passive management, style diversification, etc. We also develop performance benchmarks and investment guidelines for each manager.

The participative nature of the investment policy development process is essential to creating an appropriate and useful investment policy. We will discuss and work through questions critical to the investment policy with you. Our role is that of facilitator and educator.

As testimony to our expertise in developing investment policies, we have been asked for assistance in this area by a number of large plan sponsors who do not use consultants on a regular basis. A list of these references is available upon request. <Back to Top>